Services

Share Savings Plan

With a Share Savings Plan, your funds are available without delay whenever you want them to meet any emergency that may arise. Accounts may be opened for a minimum of $25, and deposits may be made at any time. For current dividend rates and dates computed, please call us.

Apply For A Debit Card

Loan Services

When borrowing becomes part of your plans, YTR Community Federal Credit Union can work with you to arrange a loan. It can be a fast, easy process. Below are frequently asked questions:

When can I apply for a loan?

As soon as you join the credit union.

What procedure is needed to apply for a loan?

  • Loan application must be completed

  • Verification of income (ex. Current pay stubs, Social Security, and/or pension/checks)

  • Application fees:

    • $50.00 for secured loans

    • $25.00 for unsecured loans

What type of loans are offered?

  • New and Used Car Loans

  • Share Secured Loans

  • Personal Unsecured Loans

  • Recreational Vehicle Loans

  • Motorcycle Loans

  • Boat Loans

Financial Services

For the saver

  • Savings federally insured up to $250,000 by NCUA

  • Share Draft (Checking) Accounts

  • Christmas Club Accounts

  • Vacation Club Accounts

  • Certificate Savings Program

  • Individual Retirement Accounts

  • No hidden fees

  • IRAs separately insured for up to $250,000 by NCUA

For the borrower

  • New car financing for up to 72 months

  • Guides for pricing cars, boats, etc.

  • Gap Insurance

  • Low-cost loans for any purpose

  • Credit Disability Insurance is available

  • Credit Life Insurance is available

  • No prepayment penalties

For everyone

  • 24-hour STAR ATM CARD

  • Payroll Deductions

  • Direct Deposit of Checks

  • Money Orders

  • Online Bill Pay

  • Family Membership

  • Free Notary Service (when a member is present)

  • Courteous professionally-trained employees

Automatic Teller Machine (ATM)

Your credit union’s ATM program allows members access to their accounts 24 hours a day, 7 days a week at locations throughout the country. Qualifying credit union members can:

  • Make deposits

  • Initiate withdrawals

  • Transfer funds

  • Obtain cash from savings or checking

  • Member of Star Network

Cards are issued upon receipt of a signed application and disclosure agreement. Complete an  application  and start your flight to 24-hour convenience today!

Loan & Investments

For those retirees seeking to enhance their monthly income, various types of investment vehicles are available, all at very competitive rates. And best of all, these deposits are federally insured!

For those wanting to buy a vehicle, finance a trip to visit children or relatives, or fund a different adventure, various types of loans are available at very attractive rates.

Direct Deposit

The direct deposit of your Social Security and pension checks means convenience, safety, and added dividends for you.

Using direct deposit means that:

  • You don't have to make a trip to our lobby in times of illness or bad weather to cash or deposit checks

  • You can't lose or misplace your checks

  • These important checks are not in the mail where they are exposed to theft

  • Your checks are deposited on receipt so your money earns dividends immediately

Reorder Checks