Privacy Policy & Notices

A Private Note to Our Members

YTR Community Federal Credit Union is committed to making available financial products and services that will enable you to meet your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with YTR Community Federal Credit Union.

As a member of the Credit Union, you also have a responsibility to safeguard your financial information by protecting your personal identification numbers and not furnishing personal account information to persons that may call you on the telephone.

To ensure that you can rely upon the quality of products and services we make available, YTR Community Federal Credit Union stands behind the following privacy policy:

  • We will collect only the personal information that is absolutely necessary to conduct our business. This means just what is necessary to provide competitive financial products and services - no more.

  • We will protect your personal information.

  • We will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security-coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and to protect member confidentiality.

  • You will always have access to your information. As a member, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.

  • YTR Community Federal Credit Union will share information only when absolutely necessary. We will share information only to administer products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.

  • We will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our member's economic well-being. Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not sell member information to telemarketing firms.

Notices

USA Patriot Act

Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:

  • When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

  • We may also ask to see you driver's license or other identifying documents.

We thank you for your understanding and for joining us in securing a safer tomorrow.